The rulebook
How to play Rummy 500
Build sets and runs, lay them face up on the table, and get paid for what you've made — less whatever you're still holding when the hand ends. First past 500 takes the match.
Step 1
The deck and the deal
One standard 52-card deck. Ten cards each heads-up, seven at three or four players, six beyond that — fewer cards as the table grows, which is what keeps a stock worth drawing from. One card is turned face up to start the discard pile; the rest is the stock.
Step 2
Your turn: draw one, then throw one
Every turn is the same rhythm. Drawone card — off the top of the stock, or off the discard pile. Rummy 500's signature rule lets you reach for anycard in the discard pile, not just the face-up one — but you take every card above it as well, and you must immediately meld the card you reached for. That obligation is what makes a deep draw progress rather than a free reshuffle. Then meld as much as you like, and finish by discarding one card face up.
Step 3
Melds: sets and runs
A set is three or four cards of the same rank. A runis three or more cards in sequence in one suit. Melds go face up on the table where everyone can see them, and a meld once laid down stays down — you can't take it back. Where an ace sits in a run is a house rule: below the 2, above the King, or either way, which is how Rummy 500 is normally played.
Step 4
Laying off
You may add a card to any meld already on the table — yours or anyone else's — as long as it genuinely extends it. This is the only move in the game that changes a hand size by exactly one; everything else moves cards in blocks of three or more, which is why a table with lay-offs switched off can leave a hand with nothing legal to do.
Step 5
Going out
Shed your last card and the hand ends immediately. You can go out by discarding your final card, or by melding or laying off your whole hand with no discard left to make.
Step 6
Scoring the hand
Every seat scores what it made: the points in its own melds on the table, minus the deadwood still in its hand. That means a hand can go backwards— a player who melds nothing and is caught holding face cards ends the hand below where they started. Aces are worth 15, face cards 10, and everything else its face value. A table can also switch on the “going rummy” bonus, which doubles the hand for a player who lays their entire hand down in one turn, having put nothing down before it.
Step 7
Winning the match
Hands keep being dealt until someone's cumulative score crosses the target — 500 by default, and settable when the game is dealt. Highest total takes it, and a tie genuinely splits it: there's no tiebreak rule to appeal to.
Step 8
What this table fixes
Three things aren't offered as options, because changing them would change what the game is. You draw exactly one card and discard exactly one card per turn — every rummy worth the name is built on that rhythm. A meld laid down stays down; melded cards are the only quantity in a hand that moves in one direction, and taking them back would leave a hand with no measure of progress at all. And melds are validated on sight rather than on trust — there's no challenge step, because the table is the only authority on whether a run is real. What an exhausted stock means is decided by the draw rule rather than by which rummy you're playing: a top-card table turns its spent pile back over and plays on, while a dig-the-pile table ends the hand there, because every card in that pile is still live.